What a GEM! This home, on Belmar, was built and meticulously taken care of by the original owner. This home offers over 3, 000sq ft of living space between the main floor and the lower level that includes 4 bedrooms (3 upstairs 1 downstairs) 3 full bathrooms (2 upstairs 1 downstairs, an office, and an additional storage/ art studio. Let me walk you through this home. When you enter the front door through the foyer to the right you will find two bedrooms, a full bathroom and a linen closet. If you were to go to the left at the foyer you have the oversized two car garage entrance and then around the corner the primary bedroom with en suite and closet by design system closet. In the heart of the home you have an oversized living room with lots of natural light from the upper windows and the the back windows over the stairs. This home is an entertainers dream. The show stopper kitchen offers SS appliances, all wood white cabinets, beautiful veined quartzite countertops, a simple yet elegant gray backsplash and new plantation style shutters. The dining is just off the living room with the passthrough to the kitchen and a little bay window with a bench. Now let's head down stairs- You have a second oversized family room with stone and wood accent great to hold that big TV and also includes an opening allowing air to flow from the first floor to the second (pretty neat feature). A mini wet-bar great for those weekend sports gatherings or a gathering. The office right behind the wet bar with built in shelves has brand new ceiling fan and natural light. The oversized laundry room includes a laundry shoot from the first floor- making those laundry days a little bit easier. On the other side of the family room you have a full bathroom and bedroom with it’s own private patio. When you walk back through the family room by the stairs you'll walk out the new French doors to your private backyard oasis with a pool. The pool has a brand new liner so jump right in (after closing of course). When you walk out those french doors to the right is the extra storage/ art studio. The list of Home Improvements: Reverse Osmosis-kitchen 2021, Plantation shutters Living & Dining 2008, Air condition/ heat pup 2015 with 2yr left transferable warranty, Primary Closet by design 2014, Screen in front porch 2016, Primary bath floors, counter tops and shower 2016, Primary flooring 2016, NEW ROOF 2017, New windows East side of home 2018, New French doors energy efficient 2020, New pool liner 2019, House exterior painting 2019, Interior painted 2021, New kitchen 2021, New flooring in living/ dining 2021. WOW- LOOK AT ALL THAT’S BEEN DONE FOR YOU!!! Come take a look today and make this your new home!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,039 | $2,964 | $3,743 |
Total Monthly Payment | $3,259 | $3,184 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.