ZERO WATER INTRUSION OR DAMAGE TO HOME FROM HURRICANE MILTON OR HELENE. Welcome to this meticulously maintained 3/2 pool home tucked away in the desirable waterfront community of Baywood Village in Palm Harbor, Florida. Boasting more than a great location, this home is full of upgrades including a heated saltwater pool, hurricane impact windows, well irrigation system with new pump, new A/C unit, electrical panel (2021), water softener and to enhance curb appeal, a beautiful fresh coat of exterior paint. Upon entering the horseshoe driveway for easy entering and exiting, you'll notice a yard full of mature landscaping and a beautiful canvas for the green thumbs to design your own oasis. Inside, you’re greeted by an inviting foyer that leads to a spacious living area. The home boasts neutral color water-resistant vinyl plank flooring throughout with an updated kitchen and sleek matching Samsung appliances including stove, microwave, dishwasher and refrigerator. Equipped with a "breakfast nook" for more casual dining plus a formal dining area for more guests, this home offers ample space for dining and entertainment. The bonus area, whether envisioned as a music, art or playroom, offers versatility to suit your lifestyle needs. The beautifully designed split floor plan ensures both privacy and togetherness. The master bedroom offers an intimate setting, with a master bath that includes double vanities and a walk-in shower. The two additional bedrooms are thoughtfully situated with one granting pool access and the third bedroom sitting opposite the home, making it ideal for families or guests who value their space. When you step outside you are greeted with a new heated saltwater pool you can enjoy all year long! A cozy low maintenance covered porch off the bonus room offers a serene escape and a perfect place to enjoy a quiet moment. The surrounding landscape adds a touch of nature’s beauty that can be enhanced with many possibilities. This community offers an optional HOA, NO deed restrictions, and is RV, GOLF CART AND SHORT-TERM RENTAL friendly. Located between Tarpon Springs and the bustling Downtown Palm Harbor, food and entertainment are certainly never difficult to find. Close in proximity to some of Florida’s best beaches and parks such as Fred Howard Park, Honeymoon Island, The Pinellas Trail and more, come see why this home is a must see!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,000 | $398,000 | $398,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,548 | $3,305 |
Total Monthly Payment | $3,036 | $3,003 | $3,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.