This exceptional Split-Plan home is packed with Upgrades & thoughtful touches, offering comfort, style, and peace of mind. Located in an X Flood Zone so NO flood insurance is required! This home never lost power during recent hurricanes—providing reliability & security.
The Kitchen is a chef’s dream, featuring a White Farmhouse Sink, Custom Medallion Cabinets (installed in 2011), a Built-in Spice Rack next to the stove! Lazy Susan, Wine Rack, & Pantry with Pull-out Drawers! Quartz Countertops, a Stone Backsplash, and a "Boos" Chopping Block on Wheels adds functionality and charm. 2 Breakfast Bars & a pass-through window to the screened porch make entertaining effortless. Cozy up in the Family room by the Wood-Burning Fireplace, perfect for cooler evenings. Mexican Tile throughout and Closets have been Upgraded with multiple Shelving Systems. Notice the stylish Ceiling Fans and updated light fixtures. One bedroom is outfitted with built-in Cabinets and Desk, making it an ideal space for homeschooling, a home office, or a hobby room. The guest bath is updated and has it's own linen closet.
The screened porch features 2 ceiling fans for year-round enjoyment, overlooking the beautifully Landscaped front & back yards that require minimal maintenance. The Garage is equally impressive, boasting an Epoxy-sealed floor, EXTRA Cabinetry, Shelving, & a Freezer included with the property!
Additional highlights include Double-Pane windows & Sliding Glass door. The primary showe has a built-in seat, and Energy-Efficient SOLAR Panels are FULLY PAID FOR! Electric bills are less than 40 bucks a month. The METAL ROOF was installed in 2020, offers a 60-year lifespan!! The AC was Replaced in 2022. Water quality is ensured with a Reverse Osmosis System, Water Softener, and the home has Reclaimed Water.
The owner is offering most of the furniture with the home, making this an effortless move-in opportunity. Don’t miss this rare gem—schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,594 | $2,561 | $3,322 |
Total Monthly Payment | $2,853 | $2,820 | $3,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.