Welcome to 353 Carter Lane in Southington - Truly a one of a kind property! Featuring over 2, 700 square feet of living space, this home includes a private in-law apartment with its own separate entrance, as well as a flat, expansive backyard set on more than an acre of land. This home was originally built by one of the sellers' grandparents and has since been passed down through subsequent generations of the family. The home has undergone many updates since its original construction, but there's still time for you to add your own finishing touches. The kitchen has been completely remodeled, featuring brand-new maple wood cabinets, granite countertops, and stainless steel appliances, including a microwave that also functions as a convection oven. There is plenty of cabinet space and convenient pull-out drawers for added functionality. Additionally, the kitchen is spacious enough to accommodate bar stools at the island and has room for an eat-in dining area. Located just off the kitchen is the laundry area, which has been moved from the basement for added convenience. The dining room, living room, and a bedroom with an en-suite half bathroom are also located on this main level. The living room features a well-maintained wood-burning fireplace and provides access to a screened-in porch that overlooks the backyard. Upstairs are three large bedrooms and a full bathroom. The primary bedroom has double closets and an additional cedar closet. There is also a small room, perfect for an office or a cozy nursery, which has access to the walk-up attic. The main part of the house features original hardwood flooring throughout. The home also features a new hot water heater, boiler, water softener, and filtration system. Walk around the side of the house to access the in-law. It is fully equipped with its own separate electrical system, a kitchen, living/dining area, a full bedroom with double closets, and a full bathroom. Come add your finishing touches to this gem!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.2 x 9.1 | Main |
Bedroom 2 | Hardwood Floor | 11.2 x 11.1 | Upper |
Bedroom 3 | Hardwood Floor | 12.5 x 11.1 | Upper |
Bedroom 4 | Wall/Wall Carpet | 12.1 x 14.0 | Other |
Dining Room | Hardwood Floor | 11.1 x 14.0 | Main |
Living Room | Fireplace,Hardwood Floor | 14.9 x 23.1 | Main |
Primary Bedroom | Hardwood Floor | 12.1 x 21.3 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,992 | $319,992 | $319,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,049 | $2,657 |
Total Monthly Payment | $2,731 | $2,705 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.