This charming three-bedroom single-family home offers comfort, privacy, and plenty of space to enjoy. A thoughtful 2004 (permitted) addition expanded the living space with a spacious bedroom which features a walk-in closet and a private half-bathroom and provides an ideal guest suite or a quiet private space for retreat. A convenient slider door gives easy access to the backyard, enhancing your connection to the outdoors—perfect for relaxing or entertaining in your private outdoor haven. The interior boasts a fresh coat of paint with two of the bedrooms featuring newly replaced carpets adding to the home's welcoming feel. The master bedroom, approximately 12x18, is a generous space with a large walk-in closet and an ensuite bathroom, creating a true sanctuary. The kitchen is adjacent to the family room, which could also be utilized as a dining room, offering versatile living space. A spacious closet by the front entrance provides extra storage. Many windows have been upgraded to impact-resistant glass for peace of mind. The inside utility room is equipped with a laundry tub for convenience, making chores a breeze. Step outside to the covered, screened lanai, where you’ll find a large storage closet, perfect for seasonal items. The serene backyard offers privacy with its former tiered garden, and the space is ready for you to revive it as a personal retreat or garden oasis. The two-stall garage includes a built-in ladder for easy attic access with a door that was replaced in 2017. For added peace of mind, the roof was replaced in 2011, and the AC and water heater were updated in 2010. Located at the end of a quiet cul-de-sac with no rear neighbors, this home offers the utmost privacy. The lot is slightly larger than 1/4 acre, with a fenced backyard which is a plus to already have in place because now no new fences are being allowed in the community. Timber Oaks offers an active 55+ community with numerous amenities including a clubhouse with a beautiful pool and hot tub overlooking the lake, a fitness center, library and billiard room etc. , all for an affordable $50 monthly HOA fee. This family home is perfect for those seeking comfort, convenience, and a peaceful retreat. Call today to arrange your private showing and experience all the charm this home and community have to offer!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,271 | $1,255 | $1,628 |
Total Monthly Payment | $1,416 | $1,400 | $1,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.