OFFER INSTRUCTIONS ATTACHED AS A DOCUMENT RARE OPPORTUNITY FOR A TWO FAMILY home in Dighton. This home offers a spacious lot with a 2 car detached garage that includes an enclosed sunroom as well as a storage shed. Upgrades include electrical, newer heating system with the option to add A/C, vinyl siding, newer gas hot water tanks, additional insulation added to attic, and basement 2009 and vinyl windows. The first floor has 3 bedrooms with one that is accessed through another bedroom. The second floor currently has 2 bedrooms (one oversized) as a result of a wall removed in 3rd bed to make it larger. This could be returned to a 3 bedroom if desired. This home could be a great owner occupied or investment opportunity. Rents are currently lower than market rate for personal reasons. This won't last so come see for yourself on Sunday October 20, 2024 from 1-3. Tenants are tenants at will. No leases
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,627 | $2,627 | $3,348 |
Total Monthly Payment | $3,125 | $3,125 | $3,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.