This quaint two-bedroom home, nestled in a peaceful neighborhood, offers a unique opportunity for renovation enthusiasts. The exterior features a charming façade with weathered siding and a small front porch that beckons for updates. Inside, the layout includes a spacious living room that flows into the kitchen/dining area, both of which are filled with potential yet bear the marks of time.
The two bedrooms, while modest in size, provide ample natural light through their original windows, which could be revitalized to enhance the overall aesthetic. The kitchen, a blank canvas, awaits a modern makeover, and the bathroom, though functional, requires a complete overhaul to meet contemporary standards. This is the perfect starter home or rental property.
The backyard, overgrown but filled with possibilities, could be transformed into a serene outdoor retreat. With a vision and creativity, this home can be turned into a stunning residence, making it an ideal project for those looking to breathe new life into a space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,790 | $1,767 | $2,292 |
Total Monthly Payment | $2,243 | $2,220 | $2,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.