Rarely available 2 family home in Harwinton on a great level lot with a detached barn and large recently surveyed and staked yard. Step inside the front door to a dramatic enclosed entry to both units. 1st floor unit features a living room, eat in kitchen, full bath with laundry, listed as 2 bedrooms but there are 3 rooms with closets, but have to go through one to get to one of the others. The 1st floor heat is a Peerless cast iron boiler with baseboard heat, and hot water by a new electric 40 gallon water heater. The 2nd floor unit features an updated kitchen, a living room/dining room area with a balcony, 1 bedroom on the main floor and a full bathroom with laundry, and 2 additional bedrooms upstairs. The 2nd floor unit is heated by propane forced warm air and hot water is from a 50 gallon gas water heater. There is an antique barn that is used for storage/hobby space and an attached 2 car garage so there is no lack of storage. Enjoy the benefit of country living on a quiet country road with terrific schools while being just a few minutes to shopping and dining. Being sold As Is
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,867 |
Total Monthly Payment | $2,811 | $2,780 | $3,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.