A short stroll from the beach-like shores of Big Sandy Pond down Harmony Lane, sits this 3 bedroom 2 3/4 bath Cape style home. Enter from your farmers porch to the first floor which features a living room area, laundry utilities, one full bath, and an open concept kitchen dining area with two sliding glass doors to access your large deck, where you can enjoy seasonal views of Big Sandy Pond. The primary and secondary bedrooms are on the second floor along with a shared full bath. The walk out basement level features 1 bedroom and a 3/4 bath with a separate seating area, 1 car garage, and the rear entrance. The rear portion of the lot has been filled with crushed stone to provide parking spaces of 4+.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Attic Access | 18.2 x 14.2 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 10.8 x 14.2 | Basement |
Dining Room | Flooring - Wood, Deck - Exterior, Exterior Access, Slider | 13.5 x 14.9 | Main,First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook | 11.2 x 13.8 | First |
Living Room | Ceiling Fan(s), Flooring - Wood | 13.4 x 17.8 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 18.3 x 18.3 | Second |
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William Raveis Mortgage, LLC
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Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,243 | $3,202 | $4,152 |
Total Monthly Payment | $3,882 | $3,841 | $4,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.