ENCHANTING!!! A private estate, hidden at the end of the cul-de-sac of a charming street called Whippoorwill Lane. It reminds me of a story-book street name as I took off to get to this home. As I turned down the road, with the many flowering shrubs on both sides of the road I followed the path to a charming cottage that reminded me of a story book photograph I once saw. As I approached the flagstone porch to the left was a waterfall rippling down the rock boulder to the ground. I opened the front door and I could see the light luxury vinyl flooring, the lovely furniture which brightened the space as I stepped inside and immediately I smiled to see I liked everything my eyes met!! The large picture window overlooking the flowing fountain, the wall television across the living room with multiple seating areas and to the very right the combination dining area and wall fireplace across from a cottage kitchen boasting a chef’s area with the look of a European cabinet maker having been there. Think of Paris and you see yourself having late supper in the home of a French family whose kitchen is next to their dining area. I can see the kitchen and the stove with some light smoke coming from the frypan and on the dining table two glasses of French wine and the wall fireplace is lit next to them, just like here. . . Admiring all the secondary bedrooms and beautiful things this Seller has placed in her home to highlight the places she has seen and been to make this the best home she has built yet for herself. The Seller is much like a designer telling the contractor I don’t want to leave a “wish list”, this is to have all the best I have seen and lived in and I am duplicating on a spectacular parcel of land on one of the most beautiful golf course and waterfront sites that Saddlebrook has available. This property is close to being an acre of beautiful, lush green mature landscaping with a spectacular view beyond her property that becomes Saddlebrook golf course and waterfront. The interior was completely renovated in 2015, has 3 bedrooms and 2 baths with the plumbing plumbed to add a third if you like for each bedroom to have its own bath.
The family room is ginormous with floor to ceiling windows and there even is an adjacent room which was used as a music studio which could now be used for a game center, an office/study, of any type studio your imagination can dream it to be. I could even see two bedrooms and two baths in that space and that would increase your bedrooms to 4 bedrooms and 4 bathrooms, by also plumbing out that bathroom for the second bedroom. The family room having floor to ceiling windows and its ginormous space lends itself for an entertainment area such as a pool table, a library, study/den, gaming area, reading center, card, domino & puzzel areas or any type of family room your imagination can dream it to be.
The furniture, all turnkey items may be left for the Buyer, at no cost with an acceptable purchase price to the Seller as a convenience to both the Seller and Buyer. There is no value placed on the furniture nor turnkey items. The land as you can see is spectacular and imagine the Homeowner Dues are only $312. a quarter and include internet, cable and trash and recyclable pickup.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,264 | $7,171 | $9,834 |
Total Monthly Payment | $7,945 | $7,852 | $10,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.