Welcome to your meticulously maintained & beautifully updated home in the heart of Dunedin. This 3 bed/2ba home offers a seamless blend of modern comfort & Florida charm, making it the perfect place to call home. Step inside to discover a bright & inviting interior with a stunning living room featuring an electric fireplace accent wall, ideal for cozy evenings. The gorgeous kitchen is a chef’s dream, complete with stainless steel appliances and ample cabinetry, while the breakfast area & dining space provide a warm setting for meals & gatherings. The Florida room is a true highlight, filled with natural light & offering endless possibilities for relaxation or entertaining. This home is designed for both comfort & style with tile floors throughout, hurricane impact windows, & thoughtful updates that ensure peace of mind. The roof was replaced in 2019, adding to the home’s move-in-ready appeal. Outside, the fully fenced backyard is a private oasis featuring a built-up deck, a fire pit area perfect for cool evenings, & a screened porch for enjoying the Florida lifestyle year-round. The front yard is adorned with a majestic old oak tree, providing shade & character to the property. With its 2-car garage, pristine maintenance, & tasteful décor, this home truly stands out. Conveniently located near the Golf Cart- vibrant downtown Dunedin, Amberlea park, Gulf beaches, & top-rated schools, 1278 Overcash Drive is a rare find. Schedule your showing today & experience this exceptional property for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$521,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,800 | $416,800 | $416,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $604 | $604 | $604 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,738 | $2,770 | $3,515 |
Total Monthly Payment | $3,434 | $3,466 | $4,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.