Welcome to the highly desirable Patrician Point neighborhood! This 3 bed, 2 bath, 2 car garage home is your own piece of St. Petersburg WATERFRONT paradise and has a BRAND NEW TILE ROOF installed in spring 2024. After receiving just a few inches of water during Hurricane Helene, this home is ready to be put back together with the new owner's vision. Enjoy relaxing on you 35'x11' composite decking while taking in the Florida sun or throw a fishing line in from the 16'x8' wooden dock with 16'x4' swim platform. This PRIME LOCATION allows quick access to Tampa Bay and the Gulf of Mexico by boat, while still being just a few minute car ride away from all that downtown St. Petersburg has to offer. Upgrades and features include: New garage door parts and opener, double pane insulated windows, hurricane window for garage, aluminum hurricane window shutters for living room and garage windows, stamped concrete driveway, windows screens replaced 2020, 2 walk-in closets in primary, large bedroom closets, end of a quiet cul-de-sac, large circular driveway. Conveniently located near Publix, Whole Foods, restaurants, Shore Acres Recreation Center, and I-275.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,072 | $5,281 |
Total Monthly Payment | $4,512 | $4,459 | $5,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.