It’s beginning to look a lot like. . . a great time to buy a new house. . . ohhh and Christmas. If you play your cards right and are extra good this Christmas old St Nick can make this yours before 2025. No more shoveling snow or fixer uppers. Whether you are new to the sunshine state or just looking for a fresh start that is move in ready and checks all the boxes we have you covered. Zero worry about flooding here and yet still enjoy all the benefits of owning your own DEEDED RIVER ACCESS via private community boat ramp with a party pavilion. That’s right enjoy the best of both worlds. No flood insurance requirement or concern for future storms while still being able to enjoy The Withlacoochee River and everything it has to offer. The Withlacoochee River, among other Florida waterways, have all been designated as Outstanding Florida Waters. Fishing, kayaking, boating, paddle boating, canoeing, air boating and more. The Withlacoochee River, or as it’s also known, the Crooked River, is 141 miles long. Originating in The Green Swamp and flowing north to the Gulf of Mexico. Move in ready you do not need to do one thing except to bring your fishing pole and your tooth brush. Clean as a whistle. 2 bedrooms. 2 bathrooms. Indoor laundry. Screened (HUGE) front porch. Handicap accessible ramp. Storage shed with lean-to for extra covered storage. Fully fenced yard. Existing carport for parking. Partially wooded lot. Over 3/4 of an acre. 268 feet wide (yes this lot is large). 140 foot well. Metal roof. Spectrum high speed internet and cable. Enough space to add a GIANT carport for your motor home or RV or that dream shop you have been dreaming of. This home is on a paved road of mostly homeowners in the area, so pride of homeownership is very apparent. At 728 square feet of living space this little gem is bigger than “tiny home living” but small enough to be the best stocking stuffer yet. Don’t wait…. call or message us today. Immediate closing and occupancy available. No owner financing available (conventional, FHA, VA, or cash purchase only). Built in 2015 and barely lived in this home is practically brand new. Come see for yourself. Do not go on-site without your Realtor. Very easy to show but by appointment only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,200 | $179,200 | $179,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,177 | $1,191 | $1,511 |
Total Monthly Payment | $1,329 | $1,343 | $1,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.