Located on a quiet street in the North Richmond Hill section of Queens, a nice & quiet neighborhood, close to Kew Gardens, Forest Park & Subway. The BIG Forest Park includes a couple of Playgrounds, a dog run, recreation areas, and even a golf course. A few minutes walk can get you you the J & Z subway lines, a couple of supermarkets, the Coliseum Gym 2, and quite a few restaurants. A short drive would take you to a big Stop & Shop supermarket, Trader Joe's, and the Atlas Park shopping center. This fully detached home is in excellent condition, and move-in ready. It has a shared driveway, a nice backyard, and a semi-finished basement. The first floor Includes a living room and a formal dinnig room, both have beautiful hardwood floors, a half a bath, and a big kitchen with a pantry. There is also a mud room in the back with a door that leads to the backyard. The second floor has 3 bedrooms and a full bathroom, includes 2 BIG bedrooms, one of them with a big walk-in closet (that can be turned in the future into a private bathroom). There is also a staircase-ladder that leads to a BIG unfinished attic, that can be turned into an extra usable space. The finished basement has access from inside the house, and an additional entrance from the back.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,936 | $3,982 | $5,097 |
Total Monthly Payment | $4,533 | $4,579 | $5,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.