Nestled in the serene heart of Palmetto, this 2-bedroom, 2-bathroom townhouse offers endless potential for the right buyer. This home provides the perfect canvas for those looking to add their personal touch. As you arrive, you’re welcomed by a spacious covered carport with room for two vehicles and a large concrete patio at the front entrance—a great spot to relax and enjoy the Florida sunshine. Inside, the living area features vaulted ceilings, a charming spiral staircase leading to an upstairs loft with a skylight, and plenty of natural light. The loft offers versatile space that could be used as an office, guest area, or creative retreat.
The kitchen is efficient and includes all appliances, along with a convenient stackable washer and dryer. Both bedrooms are located on the ground floor, making the layout practical and accessible, while the upstairs loft adds an extra touch of character. Two full bathrooms on the main floor provide added convenience. The backyard is fully fenced, offering privacy and potential, while the existing shed provides additional storage but could use some care.
The community HOA handles lawn maintenance, roof inspections, and has scheduled exterior painting in two years. A community pool is located just steps away, perfect for unwinding after a long day. Located outside of a flood zone, this property does not require flood insurance.
Just minutes to the water, shopping and Hwy 41 this is a great location! Whether you're searching for a starter home, investment property, or a place to add your personal touch, this townhouse has incredible potential. With a little TLC, this property could become the perfect Florida retreat. Schedule your private showing today and see the possibilities for yourself!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,182 | $1,196 | $1,518 |
Total Monthly Payment | $1,312 | $1,326 | $1,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.