5340 Spoonflower COURT, Saint Cloud, FL, 34771 | $428,770

Under Construction. MLS#TB8328828 REPRESENTATIVE PHOTOS ADDED. New Build ~ May Completion! Welcome to your slice of paradise in St. Cloud, Florida, where every day feels like a vacation! Located in the exclusive, gated Esplanade at Center Lake Ranch, with just 300 homes, enjoy privacy and stunning nature and pond views. Esplanade offers resort-style living with a pool, spa, fitness center, and outdoor activities like pickleball, bocce, and walks in the Bark Park. Concierge services and community events make connecting with neighbors easy. Center Lake Ranch features trails, parks, and serene nature spots, with an 11-acre Central Park and convenient access to major roads, blending nature, family, and convenience perfectly.

And now, let’s introduce you to your new home—the Caicos at Esplanade! This stunning home features an open-concept design where the spacious gathering room flows into the dining area and kitchen. Step outside to the covered lanai for some fresh air and relaxation. The primary suite, tucked off the gathering room, includes a beautiful en-suite bathroom and a roomy walk-in closet. On the other side of the home, you'll find a cozy secondary bedroom, a full bathroom, a study, and a convenient laundry room. This home is built for easy living and endless enjoyment! Structural options added include; 8' interior doors, study, extended covered lanai, and garden fence.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,515
  • Acreage: 0.23
  • Est. Taxes: $0
  • HOA Fee: $173 Monthly
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Tankless Water Heater
  • MLS#: TB8328828
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8328828/5340spoonflowercourt_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 12:19:46 AM)
Listing courtesy of Taylor Morrison Realty of FL   Phone: 813-333-1171

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5340 Spoonflower COURT, Saint Cloud, FL, 34771

$428,770

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,016 $343,016 $343,016
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,369 $2,311 $2,918
Total Monthly Payment $2,444 $2,386 $2,993

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.