Discover the perfect blend of elegance and resort-style living in this private, large waterfront home, ideally located on the Intracoastal Waterway and marina in Captiva Cay. With no neighbors above or below you and only one shared wall, this home offers over 2, 300 sq. ft. of thoughtfully designed living space plus over 1, 000 sq. ft. of bonus space, making it a serene coastal retreat with rare features and unmatched convenience for the ultimate Florida lifestyle. This Key West-style end unit stands out with its exclusive 4-foot wider garage and one of only two extra private driveways in the community, allowing parking for up to five vehicles. Step inside and be greeted by plantation shutters, freshly painted interiors in soothing neutral tones, refinished hardwood flooring, and stylish tile updates. The private elevator ensures effortless access to all three levels of the home. The second floor serves as the main living area, featuring an open-concept layout with a light-filled living room, a remote-controlled gas fireplace, and a spacious balcony perfect for entertaining or enjoying breathtaking sunrise and sunset vistas. The kitchen is updated with granite countertops, white cabinets, stainless-steel appliances, and a large breakfast bar. A guest suite with an adjoining bathroom completes this level. Upstairs, the primary suite is a true sanctuary with vaulted ceilings, a private balcony with tranquil marina views, a walk-in closet, and a spa-like ensuite featuring a jetted tub, a glass-enclosed shower, double vanity, and linen storage. An additional guest suite with its own bathroom is ideal for family or visitors. The bonus first floor offers over 1, 100 sq. ft. of space, including an oversized two-car garage, abundant storage, and a bonus room that opens to a covered lanai, seamlessly blending indoor and outdoor living.
Captiva Cay’s resort-style amenities include two pools, a clubhouse with a waterfront spa, a fitness center, a private marina, and a sandy beach area for launching kayaks or paddleboards—all with low HOA dues under $500 a month. If Captiva Cay doesn’t meet all your recreational needs, Egan Park is steps away, offering 5. 4 acres of amenities like ball fields, a boat ramp, a fishing pier, and lighted tennis and pickleball courts.
This prime location is near Treasure Island, St. Pete Beach, and local restaurants, with nearby Corey Avenue’s Sunday Markets offering homemade arts and crafts, local foods, and unique treasures. Golf enthusiasts and yacht owners will appreciate being minutes from premier golf courses and yacht clubs, including Pasadena Yacht and Golf Club and Isla del Sol Yacht and Country Club—perfect for parking large boats. You’re just 15 minutes from downtown St. Pete’s vibrant restaurants, The Pier, and world-class museums, and only 25 minutes from both Tampa International Airport and Clearwater Airport. Boat slips for rent or purchase as an option at Captiva Cay. Call today for a showing of this beautiful home in Captiva Cay!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,200 | $783,200 | $783,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,211 | $5,080 | $6,931 |
Total Monthly Payment | $5,849 | $5,718 | $7,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.