FIRST TIME HOME BUYERS, Couples wanting to downsize, or Snowbirds looking for a place to Winter and bring your boat? This NO HOA property is for you in the heart of Debary, Florida! This move-in ready home has a NEW ROOF August 2024, NEW WELL MOTOR August 2024, NEW KITCHEN APPLIANCES DEC. 2024, NEW A/C, A GENERATOR, the EXTERIOR was painted 2022, and the inside was freshly painted. The two-bedroom home comes with a separate detached BONUS room/COTTAGE in the backyard. The Bonus/cottage space is perfect for an EXTRA bedroom, Craft room, Music room, Workspace, fitness area, or allows for an abundance of storage! As you enter the home from the carport, you will step into the family room and find brand new carpet (Dec. 2024) to make the space cozy and relaxing! Natural hardwood floors run throughout the rest of the home. Then continue into the kitchen and the granite countertops and new stainless steel matching appliances adorn the room! The kitchen opens into the large dining room for ease of meals and gatherings. The two bedrooms are split by a single bathroom that has been updated. You will find a granite topped vanity and a standalone glassed-in shower. The laundry room with washer and dryer to convey, is a couple steps down off the family room and contains an additional attached workshop. The backyard is huge for your pets to enjoy or for recreation. The completely FENCED backyard provides a double gate to back your boat or RV onto the property and store behind the house. Less than 5 miles to the St. John's River or Lake Monroe in Sanford, you can launch your boat and enjoy the day on the water! There is a gateway from the backyard onto the carport that is suitable for one vehicle, or it can become additional covered outdoor space. In the heart of Debary, you will be near restaurants, shopping, the post office, Sun Rail train, Parks, and have easy access to I-4 into the theme parks of Orlando (just 45 minutes south) or New Smyrna Beach is only 40 minutes east. Call today to make your appointment to see this great property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $218,320 | $218,320 | $218,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,471 | $1,489 | $1,887 |
Total Monthly Payment | $1,706 | $1,724 | $2,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.