One or more photo(s) has been virtually staged. This appealing villa is a delightful split 2 bedroom 1 ½ bath home. It has a newer tile roof, installed in 2018, is freshly painted; offers new luxury plank vinyl flooring, new microwave, ceiling fans and sink faucets, a 7 year old AC and it's ready for you to move right in. There’s a nice open floorplan so the kitchen, dining area and living room flow into each other, a comfortable living space. Just past the living area beyond the sliding glass doors is a bonus room with closet and after the bonus area you have a spacious back porch with cute back yard and walled divider from the world beyond. A comfy villa with plenty of storage and both gathering areas for socializing and spots to have privacy!
Your new home is located in Rosetree Village, a very popular all age, pet friendly and non flood zone community in central Pinellas county.
The Rosetree Village neighborhood is set back from Ulmerton Road with a row of commmercial properties between the community and busy street. It’s a peaceful quiet setting while offering easy access to US 19, I-275, Tampa, St Petersburg, Clearwater, the beaches and both the St Pete/Clwtr and Tampa Airports. There is plenty of shopping and restaurants nearby. Rosetree Village 0ffers two pools (one heated), a playground, basketball court and a clubhouse. The monthly HOA fee of $308 covers water, sewer, trash, cable, grounds maintenance and recreational facilities and more. Convenient assigned parking is down the sidewalk outside your front door with additional parking for guests or extra cars close by. Leasing is allowed. Pets are allowed. No flood insurance required. No permanent ‘for sale’ sign out front so watch for Unit 2B. Looking for an Awesome home for well under $300, 000? Here you go!! Don’t miss checking this home out. Rosetree Village homes don't come on the market all that often!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,600 | $221,600 | $221,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,419 | $1,840 |
Total Monthly Payment | $1,622 | $1,604 | $2,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.