Experience hometown charm in this nicely updated home, just minutes from Historic Dearborn Street, where you can enjoy weekly farmers markets, shopping, dining, special events, and more! This adorable two-bedroom, two-bath home has been recently remodeled, featuring LVP flooring throughout, fresh interior and exterior paint, updated light fixtures, and smart door locks. The kitchen is a dream with beautiful Jerusalem stone countertops, open shelving, and a breakfast bar, all open to the living area. The primary ensuite bedroom includes a walk-in closet, while the primary bathroom offers a tiled tub-shower combo and single sink vanity. The second bedroom has an ensuite bathroom and features a beautifully tiled walk-in shower. The enclosed Florida room is a versatile flex space, perfect for creating the room you've always wanted. A convenient laundry room has a side entry door. Outdoors, enjoy a fenced-in backyard and patio that is ideal for morning coffee or afternoon cocktails. The large concrete parking area provides ample space for all your vehicles. For added peace of mind, this home is located in the X flood zone and includes hurricane shutters. This home is perfectly located near area beaches, tiki bars, boat ramps, kayak launches, medical facilities, major grocery shopping, and more. Whether you're a first-time homebuyer, looking for a winter home, investment property, or a place to downsize, this is it. Contact us today to schedule a showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,556 | $1,536 | $1,992 |
Total Monthly Payment | $1,833 | $1,813 | $2,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.