Welcome to your dream home in the Epping Forest at Lake Bernadette subdivision in Zephyrhills! This stunning 2 year old single family home boasts 4 bedrooms, 3 bathrooms, and a gourmet kitchen with quartz countertops, solid wood light gray, soft close cabinets, stainless steel appliances, plus a spacious island with a view into the living/dining area, creating the perfect space for entertaining guests or spending quality time with family. With 2604 living square feet, there is plenty of room for everyone to spread out and relax. The Owner's ensuite bedroom with separate bath provides a private retreat at the end of a long day. It includes a tub and a separate tiled shower with frameless glass, and dual vanities. The 2nd bedroom off of the living dining area can also be used as a guest suite or an office. Step outside to the huge patio, which is plumbed for a summer kitchen and perfect for enjoying meals and it is also perfect for entertaining and watching the golfers as it overlooks one of the golf greens! Low HOA and NO CDD! This home also includes smart home features such as: Cat 6+ wiring, Smart Hikcvision doorbell, Lutron smart lighting system, and wired for 5. 1 surround sound system for the living room and it includes Main Distribution Media for the entire house. Even the garage door has a smart door opener. Located just minutes away from the Summertree Shopping plaza which includes a Publix, Home Depot and more. It is also conveniently located close to State Rd 54, State Rd 56, and not too far from I-275 and other major highways. Close to more shopping centers such as Wiregrass, Premium Outlet Mall and many restaurants for dining! Don't delay, call today to schedule a showing! Room measurements are approximate and should be verified by Buyer. Owner is Motivated!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $674 | $674 | $674 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,233 | $3,274 | $4,148 |
Total Monthly Payment | $3,999 | $4,040 | $4,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.