This beautiful, end-unit villa on a large corner lot in one of Bradenton's more stylish 55+ communities offers you convenient access to the shore and local attractions, without having to keep one eye on the weather! Featuring high ceilings and decorative fans throughout, this lovely freshly-painted two (2) bedroom/two (2) bathroom (+Large DEN) villa boasts a welcoming, open floor plan, durable custom laminate plank flooring (2019), granite counters and updated bath vanities, newer hot water heater (2019), inviting screened front porch and shaded rear lanai, with NEW ROOF, HVAC and landscaping installed in 2023! Large, smartly renovated den off of living room converts easily to a third bedroom for added flexibility and convenience. Two (2) deeded parking spaces and a large driveway to your immediate front mean unfettered and secure parking for you and your guests. Short walk to Community Center featuring meeting rooms, planned events, outdoor pool with large patio and chaise lounge areas, shuffleboard courts and more! Minutes to Anna Maria Island's legendary beaches and safely nestled in Cortez Villas near Blake Hospital in Bradenton. With its convenient location to shore points, local attractions and entertainment, first responder centers and hospitals, schools, restaurants, shopping, houses-of-worship and major thoroughfares, this beautiful villa welcomes you to enjoy a bit of "easy living" in a serene and well-maintained community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,245 | $1,229 | $1,594 |
Total Monthly Payment | $1,570 | $1,554 | $1,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.