One or more photo(s) has been virtually staged. Welcome to 2259 Hawks Cove, a beautifully upgraded 2-bedroom, 2-bathroom townhome with a bonus room, nestled in the peaceful community of Hawks Cove in New Smyrna Beach. This spacious home features an open floor plan with abundant natural light, thanks to a skylight, and a versatile bonus room that can serve as an office, playroom, or additional living space. The chef-inspired kitchen boasts granite countertops, soft-close drawers, a glass backsplash, under- and over-cabinet lighting, and a tile flooring thought creating a seamless flow into the dining area—perfect for entertaining. The master suite is a private retreat with a large walk-in closet, and an en-suite bath. Enjoy Florida’s sunny weather from your private patio or unwind on the screened-in porch. This home offers easy access to major highways, shopping, dining, and is just a short 5-mile drive to the pristine beaches of New Smyrna Beach, renowned for its surf, fishing, and sunbathing. The vibrant downtown area, with its shops, restaurants, and entertainment venues, is also nearby. The community of Hawks Cove offers a low-maintenance lifestyle with amenities such as a pool, spa, clubhouse, and tennis courts. The HOA covers roof repairs, lawn maintenance, exterior insurance, sprinkler systems, basic Spectrum cable, a termite bond, and common area maintenance. Additionally the community is built 8 feet above sea level, this home provides both comfort and convenience in one of Florida's most desirable coastal communities—perfect for those looking for a blend of peaceful suburban living and access to urban amenities. Please Note: While all information is deemed reliable, it is not guaranteed.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,664 | $2,158 |
Total Monthly Payment | $1,986 | $1,964 | $2,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.