Matlacha is an "Old Florida" fishing village, home to many bright and colorful art galleries, island boutiques, seafood restaurants, and traditional Floridian cottages. Matlacha is a community anyone is lucky to be a part of; it's one big family. This 2 bedroom, 2 bathroom charming pool home is right in the heart of Matlacha and it is one of the few homes on a double lot with 98 feet of waterfront. The home is equipped with a boat dock and boat lift, impact windows and doors, and a new roof installed in 2023. There is nothing quite like relaxing on your screened in patio, soaking up the sun in the pool and listening to the Osprey or hopping on your boat in your own back yard and cruising out to do some world class fishing or island hoping. You are literally ONE house from Matlacha Pass!! Charlotte Harbour, Boca Grande, Cayo Costa, North Captiva, Sanibel Island, and Fort Myers Beach are all at your fingertips! The opportunities are endless. In the mood for seafood but did more fishing than you did catching? You're in luck, you can enjoy some of the best restaurants with the freshest seafood (right off the commercial fishing boats in Matlacha) or pick up fresh seafood from one on the many seafood markets to enjoy at home. This property will be a true treasure to someone whether you want to fix it up as is, lift the home, build up the home, or tear it down and start fresh (this is a double lot so there is potential to build two homes). There is truly nothing like Matlacha!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,433 | $3,156 |
Total Monthly Payment | $3,134 | $3,102 | $3,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.