Lovely fairly new property in a great and upcoming new community of Live Oak Lake in St. Cloud. 4 Bed 2 bath 2CG, over 2100 sqft of living space. Very nice floor to ceiling height of 9ft.
Interior space opens into a nice wide hallway leading into the great room which opens up into the back lanai. Tile in all living and wet areas as well as master bedroom Carpet in other bedrooms. Kitchen is well appointed with lots of cabinets, 42" above cabinets with stone countertop and mini white tile backsplash to match. Good size center island with soft close drawers and slide outs offering lots of storage space in kichen. All good grade stainless steel appliances. Master suite comes with a walk-in closet, bathroom has dual vanity, walk in shower and a nice size linen closet. All bedrooms have ceiling fans. Exterior back is calming as it has a preserve view with a covered paved patio. Community offers a functional clubhouse with fitness, community pool and playground with a well-manicured community entrance. Easy access and drive to surrounding shopping and recreation.
Property is 20 - 40 minutes from a lot of central FL hot spots like the world renowned theme parks, downtown Orlando, Lake Nona, shopping centers.
Easy access to highways. So much more, call today for a viewing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,984 | $1,984 | $1,984 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.