4518 Garnet DRIVE, #206, New Port Richey, FL, 34652 | $219,000

Under contract-accepting backup offers. Is WATER LIFE what you're looking for? Welcome to this updated spacious Two bedroom two bath condo that has tile flooring throughout with open kitchen and living room and open lanai overlooking the deep channel that goes straight to the Gulf of Mexico. Enjoy the boating activities and the peaceful water views of dolphins and manatees playing in the water. The updated kitchen offers lots of cabinet space and granite counters great for relaxing and enjoying a breeze from the gulf. The updated hall bath has the washer in it for easy laundry access. The primary bedroom has french doors that open to the wrap around Lanai, with room for a home office overlooking the water views as well. The lanai has a large storage closet for additional storage. The windows have been updated to PGT Hurricane windows. This community offers two pools, one heated, and the two clubhouses, one has pool tables and card tables to use. A shopping plaza is less than a mile with Publix, two restaurants, plenty of shopping and two banks in the out lots. Waterfront dining at least 6 restaurants is within 2 miles of the condo for your enjoyment. The building has an elevator and two stairways for access. The sea wall is great for taking walks and watching the wildlife.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Laundry, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Sauna, Shuffleboard Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Complex: GULF HARBORS CONDO SEC 16
  • Year Built: 1975
  • Approx Sq. Feet: 1,550
  • Acreage: 0.03
  • Est. Taxes: $2,511
  • Condo Fee: $1,054 Monthly
  • Lot Desc: In County, Landscaped, Level
  • View: Water
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7870631
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/W7870631/4518garnetdrive_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 3:59:04 AM)
Listing courtesy of RE/MAX MARKETING SPECIALISTS   Phone: 727-853-7801

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4518 Garnet DRIVE, #206, New Port Richey, FL, 34652

$219,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,200 $175,200 $175,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.421% 6.644%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,180 $1,195 $1,514
Total Monthly Payment $1,464 $1,479 $1,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.