10 year young colonial with a great floorplan and plenty of outdoor space! This home offers privacy set way back off the road with lots of yard space for family, animals, gardening, and relaxing! White kitchen with granite countertops, stainless steel farmers sink, island, and slider out to your deck. Perfect for entertaining, the kitchen flows into the living room with propane fireplace and built-ins. Dining room and half bath with laundry complete the first floor. Upstairs, the primary suite is bursting with natural light and has 2 walk in closets, as well as a 3/4 bath. Two other bedrooms and full bath with bamboo flooring provide space for family or guests. The unfinished basement provides ample storage and potential for finishing if extra space is needed. Large attached garage and solar panels (owned) as well as a hot tub make this home a great place to make yours!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,018 | $3,056 | $3,872 |
Total Monthly Payment | $4,004 | $4,042 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.