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294 Cole Avenue, Providence, RI, 02906 | $1,095,000
Welcome to 294-296 Cole Avenue, a charming two-family residence nestled in one of the most coveted East Side neighborhoods steps from Blackstone Boulevard. Featuring side by side twin townhouses, this property is perfect for an investor or owner-occupant interested in extra income. Each surprisingly spacious residence boasts 4 bedrooms and 2. 5 bathrooms and a layout that accommodates a variety of lifestyles. The first floor of each side offers a living room with a wood burning fireplace that opens to a dining area with direct access to a classic butler's pantry with built in storage. Each handsome kitchen offers ample counter space with coordinating stainless or black appliances. A powder room and back door area complete the floor and provide convenient access for indoor-outdoor entertaining. The second floor of each side hosts 3 bedrooms and a full shared bathroom. A generously sized primary suite complete with walk-in-closet, built-in storage and full bathroom is found on the 3rd floor. The basement of each residence offers private laundry as well as ample storage and Unit 1 has Central Air on 1st/2nd floors. Step outside onto a deck that leads to a stone terrace on each side, overlooking an oversized yard. Extra outdoor storage space is provided within sheds abutting separate designated driveways offering residents ample parking. This incredible East Side opportunity presents a complete package with easy access to everything the East Side has to offer!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 14
- Bedrooms: 8
- Baths: 4 full / 2 half
- Units: 2
- Laundry: In Unit
- Year Built: 1930
- Garage: No Garage
- Heating: Baseboard,Gas
- Cooling: Central Air,Window Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Acreage: 0.24
- Est. Taxes: $14,766
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1373613
- Website: https://www.raveis.com
/prop/1373613/294coleavenue_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
294 Cole Avenue, Providence, RI, 02906
$1,095,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $876,000 | $876,000 | $876,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.795% | 6.472% | 5.966% |
| Monthly Tax Payment | $1,231 | $1,231 | $1,231 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,043 | $5,465 | $7,333 |
| Total Monthly Payment | $6,398 | $6,820 | $8,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB