PERFECT WATERFRONT CONDO IN PGI! Check out this spacious & updated 2 bed/2 bath, top-floor unit at Spinnaker Point in Punta Gorda Isles w/wonderful canal view & sailboat access to Charlotte Harbor. CONDO IS BEING SOLD TURNKEY (FULLY FURNISHED w/minor exclusions of personal items). Arrive with just your suitcase & nothing more is needed. Docks are available on 1st come, 1st serve basis and can accommodate boats up to 34 feet - at time of listing, dock space is available. Unit features open floor plan w/a combination formal living room & dining room plus large bedrooms and a private, screened lanai overlooking the docks & canal below. Wood-look, plank tile flooring has been installed throughout the condo. Other architectural details include soaring cathedral ceilings, a screen door & large picture windows. The updated kitchen features granite counters, Shaker-style cabinetry & stainless-steel appliances plus abundant cabinet & counter space including a pantry & breakfast bar. The large laundry room has full-sized washer & dryer & additional overhead storage shelves. The master suite has an oversized walk-in closet & an updated en-suite master bath w/quartz counters & walk-in shower. Guest bedroom is located opposite the beautifully updated guest bath. Lanai features tile floors & screens w/vinyl panels for year-round use. Spinnaker Point is comprised of 70 units. The association boasts NEW ROOFS on all buildings, low monthly maintenance fees, and nearly 1, 500 feet of seawall. Condo amenities include a tennis court, heated pool & wraparound dock that is just waiting for your boat or kayak. Located across the street from St. Andrews Golf Course - you choose boating from your backyard or hitting the links out the front door. This condo has everything you need to enjoy the Florida lifestyle. Miles of sidewalks allow you to connect w/the whole of Punta Gorda Isles, numerous local parks, Fishermen's Village, Isles Yacht Club & even historic downtown. Punta Gorda also boasts a lively music & art scene w/live music & art exhibits/fairs frequently found around town. Come find out why Punta Gorda is often voted one of the best places to live, work & retire in Florida. Make an appointment today. Condo is ideal as a full-time residence, winter retreat or investment opportunity.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,511 | $1,960 |
Total Monthly Payment | $1,970 | $1,950 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.