Northwest Yonkers - HUGE Bright Newly Renovated 4br / 2 full bath apartment in 8 family building with 2 balcony/covered porches , amazing River views. Walk to metro north and bus. Entire apartment completely painted. Newly renovated Eat in kitchen w/dishwasher. Huge living room w/Decorative stone fireplace river views. Huge formal dining room. Completely renovated bath. New floors in bedrooms and baths. Private covered patio with river views that seats 10! Coin-op laundry on premises. Building currently being updated. Full time super. No dogs, cat with pet deposit ok. Good credit, source of income verification and rental history, and positive background check a must. 650 credit score or more. 33% DTI or better. No Smoking of any kind allowed in the unit. This apartment can be used as a 4br or as 3br with laundry room. (Laundry hook up is additional). **There are stairs up to lobby and then up to 2nd floor. Street parking only** Sorry No Dogs** Additional Information: HeatingFuel: Oil Below Ground,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,720 | $2,720 | $2,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $17 | $23 |
Total Monthly Payment | $93 | $92 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.