Fresh, lovely and fastidiously maintained Westbury model in Oak Run country club full-amenity gated 55+ community. Step into a very pretty, light, bright and airy 3-bedroom, 2-bath neat-as-a-pin home nestled in beautifully and artfully landscaped set-back, private garden setting. Lovely front and rear elevations with cottage shutters, rock solid concrete block and stucco construction. Recent new roof (2022) and HVAC (2018) under twice yearly maintenance contract. Living space approximately 1976 square feet. Extensive mature landscaping on all sides with islands of plantings including bald cypress tree, crepe myrtles, a multitude of once and repeat blooming azaleas, bottle brush trees and Japanese magnolias in the front. Irrigation system throughout. Step into the tiled entry foyer with half-moon fan window over front door, half-wall and closet. Roomy 23’ by 17’ open concept living area features 10-foot ceilings, wood laminate flooring and ceiling fan. Living area leads by French doors to primary and roomy secondary bedrooms, and by window paned mullioned French doors to the adjacent den/family room with tile, ceiling fan and new (2023) windows. Large kitchen with tile flooring, updated stainless steel appliances, double sink, pantry, set in ceiling, indirect lighting, ceiling fan, and plant shelving. Separate dining room with half-moon fan window and plantation shutters. Large morning room/eat-in area for the kitchen with updated triple sliding glass doors leading to rear patio with wonderful view of the lush backyard. Double French doors with overhead plant shelf leads to spacious primary bedroom with wood laminate flooring, ceiling fan and large walk-in and linen closets and Levolor blinds. Adjoining en-suite primary full bath with walk-in shower, updated ceramic sink and plantation shutters. From living area, double French doors lead to roomy second and third bedrooms and full bath. Each of these bedrooms has plantation shutters, ceiling fan and a closet. Bedroom 2 has wood laminate flooring. Bedroom 3 has new carpeting. The adjacent full second bath has tub with opaque glass doors, block glass and linen closet. Laundry room with closet, utility sink, window, vinyl flooring, brand new washer and 2023 dryer. Two-car garage with additional back storage area and work bench. Extensive mature gardens with dozens of potted red amaryllis, tall hedge of podocarpus flanking extra-large paved patio back yard, greenhouse and storage shed -- surrounded and backed by tree line that includes two large holly trees, winter blooming red camellias, and both single and triple azaleas in pink, red, white and fuchsia. Many large pots of Mexican petunias and other plantings. Original owner. Oak Run resort style living features six swimming pools including year-round indoor aquatics center pool with free swim, lane swim and water volleyball. Two modern fitness facilities with fitness classes. Outdoor and indoor pickle ball, tennis courts, shuffleboard, bocce ball, billiards, card room, ceramics, library, neighborhood cable channel and more than 50 clubs to join. Modest HOA dues. Original owner(s). Extensive Systems and appliance paperwork.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,555 | $1,970 |
Total Monthly Payment | $1,738 | $1,757 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.