Fantastic Opportunity to Own a Charming Home Near the Gulf of Mexico.
Don’t miss out on this rare opportunity to own a beautiful home in a prime location before the market rebounds! Situated in an X Flood Zone, this property offers peace of mind with no flood insurance required. This 2-bedroom, 2-bathroom home has seen several thoughtful upgrades, including a brand-new roof in July 2024, ensuring years of worry-free living.
Enjoy the benefits of hurricane-ready features, including hurricane-rated windows and doors installed in 2018, and about 7-year-old septic system. Inside, the home boasts a stylish neutral tile flooring throughout, creating a clean and modern aesthetic, while a spacious living room provides ample room for family gatherings and entertainment.
The well-sized kitchen flows seamlessly into the adjacent dining room, perfect for hosting meals or casual get-togethers. An added bonus is the back family room, which offers flexible space for extra seating or a cozy entertaining area. Large windows throughout allow for an abundance of natural light, making the home feel bright and airy at every turn.
The thoughtful split floor plan offers privacy, with the primary suite on one side of the home and the guest room on the other—ideal for family or visitors. Additional conveniences include a separate laundry room with ample storage space. The freshly redone landscaping enhances the home's curb appeal, while the fenced-in backyard provides a safe and secure area for pets or little ones to play.
For added versatility, the garage has been partially converted into a bonus room/office, but with minimal effort, it can be easily returned to a full garage space if desired. The home is being sold turn-key, making it an easy move-in for those looking to enjoy the Florida lifestyle right away.
Whether you're looking for a full-time residence, a vacation retreat, or a rental property, this home offers tremendous value with its upgrades, location, and layout. Seize this opportunity before the market picks up again!
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,478 | $1,459 | $1,893 |
Total Monthly Payment | $1,860 | $1,841 | $2,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.