Discover the perfect opportunity to own a slice of paradise in the highly sought-after Port Charlotte community! This vacant residential lot is situated in Flood Zone X, offering peace of mind with minimal flood risk. Nestled on a paved road in a tranquil neighborhood, this property provides convenient access to public water and electricity, making it an excellent choice for building your dream home or investing in Florida real estate.
Located just minutes from world-class beaches, fishing, boating, shopping, and dining, this lot offers the best of coastal living. No mandatory HOA means flexibility to design your future home exactly the way you envision it, without added fees or restrictions. Whether you're planning to build now or hold for future use, this property is a prime choice in the thriving Port Charlotte area.
Don't miss this chance to secure your piece of Florida's Gulf Coast! Call today for more information and to start planning your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$26,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $21,200 | $21,200 | $21,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $139 | $139 | $177 |
Total Monthly Payment | $214 | $214 | $252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.