Center Chimney Colonial with 3 fireplaces, impressive stonework and masonry, 6 flues, oak timber frame home, well built low heat cost stress skin walls, quality throughout, oak trimmed to match oak beams, extra detail around window trim, wainscoting in many rooms, maple and oak in two BR's, well built throughout with 2"X10" floor joists 12" on center, huge custom made Lally columns, kitchen fireplace nicely done with brick, bee hive oven and granite hearth, living room fireplace has unique curved top, lots of stone and granite, field stone from the property, many extras and hidden features, third level has a well built (like everything else) fireplace and Bedroom. Current owners have 4 horses, pond, long road frontage, apple, pear, peach & cherry that all bear fruit in their season, 12'X16' deck off the dining/kitchen area with grapes vines above that also bear fruit. A must see!! Short 10 minute drive to Rt 89 Exit 9 and many conveniences and shopping. Please see SHOWING INSTRUCTIONS attached on "D" icon. Seller has to find suitable housing. Seller is selling the home "as is" (some unfinished details). Buyers have to do a drive by prior to setting up a showing which is by appointment only and 48 hour notice.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,802 | $2,766 | $3,587 |
Total Monthly Payment | $3,618 | $3,582 | $4,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.