Welcome to this lovely semi-attached single-family home located at 109-40 177th Street in Jamaica, Queens. This well-maintained property offers a comfortable and spacious layout, designed for convenience and functionality. The first floor features a large living room, perfect for everyday use or hosting gatherings. Adjacent to the living area is a formal dining room and a kitchen, offering plenty of space for meals and culinary activities. On the second floor, you’ll find three bedrooms, each equipped with a closet to meet your storage needs. A full bathroom is also located on this floor. Beautiful hardwood floors are present throughout the home. A notable highlight of this property is the recently installed solar panels, which are less than two years old, offering energy efficiency and potential cost savings. The finished basement provides additional flexible space, suitable for various uses such as recreation, work, or storage. Outdoor features include a private yard, offering opportunities for relaxation or outdoor activities, and a private driveway, ensuring off-street parking convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,068 | $3,979 |
Total Monthly Payment | $3,700 | $3,660 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.