SPACE, STYLE AND MORE IN A HIGHLY DESIRABLE NON FLOOD ZONE NORTHWEST ST PETE NEIGHBORHOOD. Beautifully updated 3 bedroom, 2 bath, 1 car garage nearly 1900 sq ft. Large circular driveway with new neutral pavers. Living room and dining flow into the updated kitchen and family room – wood look tile floors. The kitchen is spacious with plenty of quartz counter space and cabinets. Stainless appliances, refrigerator is BRAND NEW, gorgeous tile back splash. ENORMOUS family room featuring wood laminate floors and NEW French doors to covered patio and composite deck. All three bedrooms with luxury wood look vinyl floors. Both guest bath and main bath have been beautifully updated. Main bedroom features a walk-in closet and can access the family room. Special architectural touches: feature wall in the dining room, main bedroom ceiling and bead board ceilings in several rooms. The entire property is white vinyl fenced – large storage building on side yard. Features to note: ROOF 2023, HVAC 2021 and WATER HEATER 2021. SELLER WILL PROVIDE BUYER A “CLEAN” 4 Pt Report. Flood zone X – no flood insurance required. Easy to preview – make an appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,243 | $3,202 | $4,152 |
Total Monthly Payment | $3,710 | $3,669 | $4,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.