3455 Winding Oaks DRIVE, #28, Longboat Key, FL, 34228 | $995,000

Refined living in this elegantly styled 3BR/2BA villa, located in the exclusive Winding Oaks community within Bay Isles on Longboat Key. Nestled amidst lush landscaping, this FURNISHED home combines sophistication, privacy, and the charm of maintenance-free living in one of the area's most desirable neighborhoods. From the moment you arrive, the striking architectural design and welcoming stepped entry set the stage for the stylish interior. Inside, high ceilings, large-tile flooring, recessed lighting, and serene neutral tones create a bright and inviting ambiance. The kitchen is a chef's dream, boasting stone countertops, a matching backsplash, premium stainless-steel appliances, and rich wood cabinetry. The flexible floor plan allows the current owners to use one of the three bedrooms as a cozy family room, offering a versatile space for casual gatherings or entertainment. The expansive living room is equally captivating, featuring a fireplace and walls of sliders that open to the outdoor deck, seamlessly blending indoor and outdoor living. The spacious primary suite serves as a tranquil retreat, with a cathedral ceiling, custom walk-in closet, and direct access to the deck. The en suite bath is beautifully designed, offering dual vanities, a spa tub, and a walk-in shower. Outdoors, the expansive deck is perfect for entertaining or enjoying the serene surroundings of this peaceful community. Additional features include high-impact glass throughout and a 2-car garage for added convenience. Winding Oaks is an intimate community of just 56 villa-style residences, offering a gated entry, community pool and spa, recreational facilities, and a vibrant social calendar. As part of Bay Isles, residents also enjoy access to a host of exclusive amenities, including the private Bay Isles Beach Club. The Bay Isles Beach Club provides residents with exclusive access to a magnificent stretch of beach fronting the Gulf of Mexico. Amenities include picnic tables, Tiki huts, barbecue stands, an ice machine, and storage bins for beach chairs and umbrellas. The club also features restrooms and shower facilities, ensuring a comfortable beach experience.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Pool
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: WINDING OAKS
  • Year Built: 1988
  • Approx Sq. Feet: 2,112
  • Est. Taxes: $11,910
  • Condo Fee: $5,972 Quarterly
  • View: Golf Course, Water
  • Elem. School: Southside Elementary
  • Middle School: Pine View School
  • High School: Booker High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: A4631627
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4631627/3455windingoaksdrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 11:45:12 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-383-6411

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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3455 Winding Oaks DRIVE, #28, Longboat Key, FL, 34228

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.375% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.498% 6.579%
Monthly Tax Payment $993 $993 $993
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,097 $4,966 $6,879
Total Monthly Payment $6,181 $6,050 $7,963

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.