Cozy Cottage in the Heart of Gulfport 3007 56th St S - This adorable 2-bedroom, 1-bathroom Block Home is perfectly situated just a block from Gulfport’s vibrant Beach Boulevard, offering easy access to the town’s eclectic shops, restaurants, and waterfront charm. Inside, you’ll find concrete and terrazzo floors throughout, plantation shutters, and hurricane windows, offering both style and durability. The home also features a bonus 12x16 room/workshop, perfect for hobbies or additional storage. Outdoor living shines with a spacious lanai/porch, an outdoor shower, and a large 30x30 driveway with ample space for parking. While the property experienced flooding from Hurricane Helene, it’s ready for someone with a vision to bring it back to life. With a little TLC, this cottage could be a perfect second home or a smart investment property. Don’t miss this opportunity to create your dream retreat in the heart of Gulfport’s thriving community. Schedule your showing today!
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,174 | $2,146 | $2,784 |
Total Monthly Payment | $2,650 | $2,622 | $3,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.