5338 Spoonflower COURT, Saint Cloud, FL, 34771 | $430,270

Under Construction. MLS#O6263692 REPRESENTATIVE PHOTOS ADDED. New Build! May Completion. Experience resort-style living in St. Cloud, Florida, at Esplanade within the gated Center Lake Ranch community. With only 300 homes offering stunning nature and pond views, every detail is designed for peace and relaxation. Enjoy wellness-focused amenities like a pool, spa, fitness center, and movement studio. Stay active with pickleball, bocce, or strolls through the Bark Park, while concierge services and community events keep life exciting. With planned trails, parks, and an 11-acre Central Park, Esplanade offers a serene, nature-filled lifestyle with easy access to major roads.

Step inside the Caicos home and experience an inviting open-concept layout where the gathering room flows seamlessly into the dining area and kitchen, extending to a covered lanai for effortless indoor-outdoor living. The spacious primary suite, complete with an en-suite bathroom and generous walk-in closet, offers a peaceful retreat. On the opposite side of the home, you'll find a secondary bedroom, a full bathroom, a study, and a convenient laundry room. This is more than a house; it’s the perfect space to enjoy your new resort-inspired lifestyle. Structural options added include; Study, 8' interior doors, extended covered lanai, and garden fence.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,515
  • Acreage: 0.23
  • Est. Taxes: $0
  • HOA Fee: $83 Monthly
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Tankless Water Heater, Washer
  • MLS#: O6263692
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/O6263692/5338spoonflowercourt_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 9:17:07 AM)
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC   Phone: 407-756-5025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5338 Spoonflower COURT, Saint Cloud, FL, 34771

$430,270

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,216 $344,216 $344,216
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,377 $2,319 $2,928
Total Monthly Payment $2,452 $2,394 $3,003

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.