4046 Overture CIRCLE, #4046, Bradenton, FL, 34209 | $299,500

Step into this previous builder (Taylor Morrison), Berkeley floor plan 2BR/2BA over looking the tranquil water views from the screened lanai providing panoramic lake views where birds flock daily and the west facing sunsets reflect off shimmering & peaceful waters. Now it can be yours to enjoy with all its original upgrades . . . 10’ ceilings, decor wall finishes, upgraded window treatments, over-sized ceramic tile, upper tier carpeting are all included along decorator chosen art and accent pieces. The kitchen glistens with a full compliment of matched stainless steel appliances nestled within richly finished hardwood 42" cabinets and solid surface counter tops that reflect a stunning quartz like finish. A breakfast bar opens to interconnecting dining and living areas. The bedrooms are architecturally separated for privacy and the primary bedroom includes a walk-in closet of generous size while the 2nd bedroom's bathroom is Jack-and-Jill designed for guest use without walking through a bedroom. The Berkeley comes with an interior access private garage plus additional parking for personal or guest use. Palma Sola Trace (PST) is not only allows 2 large pets but is also has a child friendly playground. Monthly approximately $400 includes: cable TV, Internet, pest control, a lagoon styled pool, clubhouse with a well equipped fitness center and playground. PST is centrally located to all types of shopping and restaurants, IMG Academy, Robinson Preserve, GT Bray park district, the sugar soft sand of Anna Maria Island and the glistening waters of the Gulf are all within a short drive, bike or bus ride. Come See. Come Buy!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fitness Center, Playground, Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: PALMA SOLA TRACE
  • Year Built: 2008
  • Common Charge: $392 Quarterly
  • Approx Sq. Feet: 1,228
  • Est. Taxes: $5,609
  • Condo Fee: $845 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4631920
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/A4631920/4046overturecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 7:17:07 PM)
Listing courtesy of WAGNER REALTY   Phone: 941-727-2800

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4046 Overture CIRCLE, #4046, Bradenton, FL, 34209

$299,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,600 $239,600 $239,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.408% 6.623%
Monthly Tax Payment $467 $467 $467
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,614 $1,634 $2,071
Total Monthly Payment $2,156 $2,176 $2,613

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.