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2138 43rd TERRACE N, St. Petersburg, FL, 33714 | $289,900
***BUYER MAY BE ELIGIBLE TO RECEIVE 1% OF THE LOAN AMOUNT TOWARDS CLOSING COSTS FOR USING SELLER'S PREFERRED LENDER!*** Welcome to this charming 2-bedroom, 1-bathroom, St. Pete bungalow, perfect for first-time buyers or those looking to downsize. With its blend of classic charm and modern convenience, this home is move-in ready and waiting for you. Plus, with no HOA, you can enjoy the freedom and flexibility to make this home truly your own. Step inside to find vinyl plank flooring throughout, offering a sleek, low-maintenance feel. The kitchen was fully updated in 2022, featuring new cabinets, countertops, backsplash, and appliances – a perfect space for home cooking. The bathroom was also remodeled in 2022 with a new tub, toilet, sink, stylish tile, and soft-close cabinets for a fresh, modern look. The primary bedroom comfortably fits a queen-size bed, creating a cozy retreat. Stay comfortable year-round and enjoy the peace of mind with the updated 2021 HVAC and 2020 water heater. The exterior of the home was freshly painted in 2022, and the fully fenced yard offers privacy along with a convenient storage shed. The concrete driveway provides plenty of parking and extends through the gated fence for additional space for cars and toys. Enjoy the nearby neighborhood park and rest easy knowing there was no storm damage from recent hurricanes. Located in Flood Zone X, it stayed high and dry, and no flood insurance is required. Whether you're starting out or looking to downsize, this updated bungalow offers comfort, style, and a prime location – don’t miss the opportunity to make it yours!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 45 x 90
- Laundry: Inside
- Year Built: 1951
- Garage: Parking Pad
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 724
- Acreage: 0.1
- Lot Size: 45 x 90
- Est. Taxes: $881
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Washer
- MLS#: TB8325858
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/TB8325858/213843rdterracen_stpetersburg_fl?source=qrflyer
Listing courtesy of Re/max Realty Unlimited Phone: 813-684-0016
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2138 43rd TERRACE N, St. Petersburg, FL, 33714
$289,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $73 | $73 | $73 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,562 | $1,541 | $1,956 |
| Total Monthly Payment | $1,710 | $1,689 | $2,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388