TO TRULY APPRECIATE THIS HOME CLICK ON THE VIDEO UNDER THE PICTURES! Come be impressed with the amount of finished living space in our Ranch style home located in a small subdivision, yet just minutes from everything. This spacious home offers a versatile floor plan with room for everyone. The main level includes a welcoming living room with hardwood floors, a bay window and a brick wood-burning fireplace. There are three bedrooms with hardwood floors and a full bath. The eat-in kitchen is adjacent to a sunroom with a gas fireplace and cathedral ceilings. Two decks, one with an electric awning, lead to a private yard with a garden area. The lower level includes a great gathering spot for all with a gas fireplace, dining area, and bar. There is an additional room that can be used as an office, exercise room or guest room. There is also a second full bath, laundry and utility room. The two-car garage has a bonus area above that can be finished for use as a home office or rec room. The level rear yard is very private and abuts a wooded area. The home is just a short walk to a town park with a playground, sports fields, and walking trails. It is also just minutes from I84, the Merritt, and Rt 8. Several major components have been updated, including the roof. Possible in-law set up with extended living space (must conform with Town Zoning Reg's). Move fast, as this home has over 2, 000 square feet of living space and won't last long! Sellers can close asap. Main level has oil hot water heat, sunroom has gas fireplace & lower level has electric heat in each room with gas fireplace in great room.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Den | Built-Ins,Engineered Wood Floor | Lower |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Family Room | Dry Bar,Wet Bar,Gas Log Fireplace,Engineered Wood Floor | Lower |
Full Bath | Tub w/Shower,Vinyl Floor | Main |
Full Bath | Full Bath,Stall Shower,Vinyl Floor | Lower |
Kitchen | Remodeled,Dining Area,Double-Sink,Eating Space,Vinyl Floor | Main |
Living Room | Bay/Bow Window,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | Beams,Ceiling Fan,Gas Log Fireplace,Sliders,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,023 | $2,624 |
Total Monthly Payment | $2,553 | $2,526 | $3,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.