Welcome to this beautiful 2013 renovated four bedrooms, two baths waterfront beauty! All the following are approximate dates for the upgrades. Boatman's dream, approx. 46' wide and deep waterway seconds to the bay, with brand new (2 yrs young) top of the line 60' navy bulkhead-entertainment backyard with bilevel treks decking-Outdoor shower (2016) powered by propane, yes hot water!!!2018 owned Solar panels, yearly PSEG bill approx. $192. 00 Yeses!!!! New 2023 stripped architectural roof -new (2020) ROXUL insulation in crawlspace (hand laid mold resistant)-electric transfer switch for power outages. Inground sprinklers (2022) 4 zones-Expanded (2018) cement driveway for car and boat-Windows (2014)- 7 camera CCTV Security System (9yrs young)-$7000 (2024) custom and to die for window treatments very now lite and airy!!!! 4 mini-split Ductless (2020) in Living Room, Dining area/Eat in Kitchen, and upstairs Bedrooms-Gas heating system (2024) three zones-Main level -radiant Living Room, and 2n floor levels-Kitchen custom cabinets, Granite countertops, glass design backsplash, pantry. all stainless-steel appliances, Frigidaire gallery and professional models. -Electrical (2023) 200 amps with sub panel in partial garage area -all custom lite contemporary colors throughout much much more hurry don't walk to see this waterfront living at its best!!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $1,090 | $1,090 | $1,090 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,416 | $4,352 |
Total Monthly Payment | $4,598 | $4,598 | $5,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.