Have you been on the hunt for a Charming North End, move in ready Manchester Cape with First-Floor Living?! Welcome to this delightful Cape-style home in Manchester's desirable North End, offering a perfect blend of charm, functionality, and comfort. With first-floor living in mind, the home features a bedroom and a full bath, along with a versatile additional room that can serve as a second bedroom or a home office. Upstairs, you’ll find two more cozy bedrooms and a convenient 3/4 bath. This home is brimming with character, showcasing built-in bureaus, unique nooks, and crannies that add personality and warmth. Relax and unwind in the inviting screen room or step onto the composite deck, both of which overlook an expansive, flat backyard. The outdoor space is perfect for enjoying nature, entertaining, or gardening in the raised bed. A handy shed provides ample storage for your gardening tools and outdoor equipment. Enjoy maintenance-free living with the convenience of vinyl siding, vinyl windows, public water, and sewer. This charming home is a true gem, offering the best of indoor and outdoor living in a highly sought-after location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,000 | $358,000 | $358,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,322 | $2,292 | $2,973 |
Total Monthly Payment | $2,915 | $2,885 | $3,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.