Don't you just love a ranch style home??!! With 1965 square feet and a very flexible floorplan, you can have it all. You will appreciate the large, level one acre lot. The rocking chair front porch is inviting. Inside the great room is large enough for entertaining. Next, there is an additional sitting room and flex room. I would personally use these rooms as a primary bedroom with a sitting space, ensuite bathroom and walk in closet. The split floorplan has a lot of benefit with at least 4 rooms that could be used as bedrooms and 3 full bathrooms. The well equipped kitchen has real wooden cabinets with tons of storage. There is a peninsula large enough for stools and an eat in area. The current living room would be where I would put a dining room table. This room could also be a home office and has an adjoining storage area with definite mudroom uses. The covered back deck looks over your large back yard with plenty of room for chickens, a garden, or a nice barn. The carport offers parking or convenient storage. Just a short drive to 1-26 and Woodruff, Clinton or Enoree. This home is so affordable for the space offered. Call today before this one is Sold!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $986 | $973 | $1,262 |
Total Monthly Payment | $1,086 | $1,073 | $1,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.