New to the Market! 4 Bedroom, Office, Bonus Room, 2. 5 Bathroom Carlton Lakes! Heated Saltwater Pool by Olympus with Pool Lighting, Tile Pool Deck & Pool Equipment! Pool lights Pool cage Backyard shed Smart home features (Nest, Ring, ADT already setup) Walking distance to Sumner Highschool In the new Belmont Elementary school district Highly rated charter schools within 15 minutes Refrigerator included Washer and Dryer included 4 bedrooms 1 bonus room 1 office Brand new inside air conditioning coil Community center with pool and gym Food truck events often at the community center 2 beautiful ponds in the community Community park 5 minutes to shops, restaurants, etc. Updates and Attention to Detail Includes: Huge Kitchen Island with Granite Countertops, Updated Cabinet Handles, Breakfast Bar & Pantry! Stainless Steel Appliances Include Samsung, Side by Side Refrigerator, Dishwasher and Built in Microwave, Cooktop Oven/Range. Tile & Hydra Shield Wood Base Laminate Flooring throughout! ADT Home Security System. Brushed Nickle Fixtures & Door Knobs! 9' Ceilings, Kitchen Open to Family & Dining Room allowing for Lots of Natural Light! Main Floor Office with French doors close to main floor Half Bath with Updates. Master Bedroom Includes French Doors, Dual Walk in Closets with Abundant Shelving. Extended Shower & Dual Vanity in Master Bath with separate toilet room. 4 Upper Floor Bedrooms and Bonus Room. Upper Floor Laundry Room Includes Washer and Dryer as shown. 2" Horizontal Blinds, Brushed Stainless Fixtures & Ceiling Fans Throughout! Screened Pool & Covered Back Patio. Immaculate Landscaping! Finished Garage with Utility Sink! 12x10 Tuff Shed! Also Includes Hurricane Shutters. Welcome Home! If the buyer is VA they can use the assumable loan that the sellers have.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,568 | $2,536 | $3,288 |
Total Monthly Payment | $2,643 | $2,611 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.