Presented byNicole J Bates - NicoleJBates Team |
Updated, light-filled, quintessential 1920's cottage on Shippan Point just steps to the beach! One level living w/open floor plan, beautiful architectural windows & moldings, high ceilings, hardwood floors & central air. Washer/dryer on main level. Formal living room greets you w/wood burning fireplace & built-ins. Adjacent sun room inspires w/bay window - begin or end your day w/Pilates/Peloton/yoga or simply appreciate a work from home day. Formal dining room opens directly to both the living room & kitchen, perfect for entertaining. Very spacious kitchen w/granite counters, tile backsplash, stainless steel appliances, tile flooring & recessed lighting. Breakfast room w/ceiling fan & French doors open to expansive deck & fully fenced yard. Both bedrooms have hardwood floors & easy access to bathroom featuring new vanity w/storage, full-size tub & casement window for fresh air & light. Enjoy Shippan Point's scenic 3. 5 mile loop w/stunning Long Island Sound views as an extension of your own backyard! Other amenities of this amazing water community are just a short stroll away: multiple beaches, parks, tennis, soccer, marinas, piers, clubs, neighborhood restaurants, grocery & more! And just 1-2 miles to downtown theaters, shopping & restaurants, Chelsea Piers, Harbor Point, Stamford RR & I-95. Truly the gem of Stamford, just 35 miles from Manhattan! Come see why life is better by the Sound today! Access to basement for storage & lawn maintenance included. Small pet considered!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Formal Dining Room | Hardwood Floor | Main |
Full Bath | Tile Floor | Main |
Kitchen | Granite Counters,Tile Floor | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Other | Balcony/Deck,Breakfast Nook,Ceiling Fan,French Doors | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | French Doors,Hardwood Floor | Main |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.912.9778
njb@nicolejbates.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,480 | $2,480 | $2,480 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $21 |
Total Monthly Payment | $91 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.