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Looking for a bright, open, UPATED home just minutes away from Spanish Springs? Look no further! This GALVESTON model in the Village of Rio Grande has a newer ROOF (2017), HWH (2015) and HVAC (2014) that had coils replaced in 2023! No popcorn ceiling and LUXURY VINYL PLANK throughout (no carpet!) and NO BOND. (LIVING/DINING ROOM PHOTO HAS BEEN VIRTUALLY STAGED. )
The kitchen boasts GRANITE countertops, new cabinets with crown molding and soft close hinges and drawers. STAINLESS STEEL APPLIANCES are new!
The Primary Bedroom has an oversized walk-in closet with custom shelving and an inviting ensuite with Granite and a linen closet. The separate guest bedroom also has a huge walk-in closet and another large closet in the hall to the guest bathroom which has Granite and a tile/tub combo.
LAUNDRY ROOM has new Whirlpool appliances and leads to the 2-car garage. The bonus FLORIDA ROOM could be used for so many things including extra sleeping or an office! This home offers much more than most 2 bedroom homes in The Villages- storage, bonus Florida Room, inside Laundry and large yard with mature landscaping.
This home is a short golf cart ride to Spanish Springs and to Sumter Landing Square. 2023 GAS GOLF CART SEEN IN GARAGE IS AVAILABLE FOR A SEPARATE PURCHASE. You're very close to shopping, dining and entertainment as well as the neighborhood pool and recreation center. It sits on a large corner lot in a quiet area and the front screened porch is a nice place to sit and relax under the trees. COME TAKE A LOOK AT YOUR NEXT HOME OR INVESTMENT THAT IS MOVE-IN READY!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.256% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,728 | $2,192 |
Total Monthly Payment | $2,025 | $2,067 | $2,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.