Perfect timing to ring in the New Year with this 3-bedroom, 3 full baths cape in the Pine Point neighborhood. Updated kitchen with granite counter tops, stainless-steel appliances with an open floor plan that lead into the dining room. The second floor has two large spacious bedrooms and an updated full bath with a soaking tub. The basement is fully finished with its own private entryway from the backyard which was a permitted addition to the home. The basement is equipped with a full bath, kitchenet, laundry room and 2 bonus rooms. One of the bonus rooms could be used for a bedroom and the other could work as a living room, exercise room, office space etc. Perfect for a teen or in-law suite. The back yard is a great space for entertaining and hosting gatherings on the warmer months. House may not pass FHA or VA financing. Conventional financing preferred. Sold "as is" conditions. Home inspections for informational purposes only. Hope to see you Saturday!
Type | Description | Level |
---|---|---|
Bedroom 2 | First | |
Bedroom 3 | Second | |
Dining Room | First | |
Kitchen | First | |
Living Room | First | |
Master Bedroom | Slider | Second |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,613 | $2,092 |
Total Monthly Payment | $2,015 | $1,994 | $2,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.