This Charming Carriage House was built from the ground up in 2020 and replaced the original Carriage House that was beyond repair. What could be more fitting for Hudson, NY, than a charming yet newly built accessory building tucked away on an alley? Once you step inside life begins with a cozy eat-in kitchen that looks out to the sweetest bluestone patio surrounded by laid up stone walls and the most beautiful chartreuse ferns ever. The garage can accommodate a car or be transformed into an office or second bedroom. The second floor offers a spacious vaulted living room, comfy bedroom, bathroom and sleeping loft. A generous cedar deck runs off the living room and overlooks a portion of the garden area with a hammock for those lazy days of summer. There are 4 electrical powered mini splits that run hot and cold, radiant heat on both floors with on demand natural gas fired hot water and the luxury of closed cell foam insulation. A complete list of features added during the 2020 build is available upon request. The location of this property is ideal, a 5-6 minute walk to AMTRAK with 13 passenger trains north and 13 south daily and 1/2 block off Warren Street, the main thoroughfare. A magnificent view of the Catskills, Hudson River and Hudson Athens lighthouse is available just a block and a half away from the newly redesigned Promenade. If you don't already know, Hudson is filled with fine restaurants, cafes and bakeries, even a brand new butcher shop and 5 local James Beard award nominees/winners. Warren Street is the main mile long thoroughfare filled with stylish shops, art galleries, antique & home furnishing shops and 2 weekly Farmer's Markets. Many venues provide a variety of entertainment and wedding sites are also a popular attraction. For those inclined towards hiking, mountain climbing, a sculpture park, golf and swimming there are plenty of choices as well. All in all lots to do or just kick back and make the rounds of Hudson's 4 breweries.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,556 | $3,315 |
Total Monthly Payment | $2,664 | $2,631 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.